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 Looking for a home in Phoenix  AZPrideProperty.com   Linda Wieczorek 

Phoenix Real estate for sale

#PhoenixRealestateforsale 

THXLW 

Arizona ELITE Property

 

The Question is: HOW MUCH HOUSE CAN I AFFORD?

HOW MUCH HOUSE CAN I AFFORD?

To determine how much you can spend on a home, take a close look at your budget. Review your bank statements and spending habits for the last couple of months to figure out how much you are spending on everything from cellphone bills to restaurants. The Consumer Financial Protection Bureau offers a spending tracker that can help you figure out where your money is going each month.  

Once you have a better picture of your spending habits, determine how much you want to allocate toward a monthly home payment. This figure includes your principal, interest, tax and insurance payment, which add up to your monthly mortgage sum.

The Federal Housing Administration formula, used by many lenders, recommends allocating no more than 31 percent of your monthly income to your housing payment. This figure will change based on your amount of debt. Buyers with no other debt may be able to budget as much as 40 percent of monthly income to housing. (But remember that the rest of your budget is going to have to go toward heat, water, electricity, routine home maintenance and food.) Overall, your total debt-to-income ratio, including car payments and credit card bills, should not exceed 43 percent.

So, for example, if you make $50,000 in annual gross income, your monthly gross income is $4,167. That should leave you with $1,292, or 31 percent to devote to your monthly mortgage, provided your overall debt does not exceed $1,792 a month. Our mortgage calculator can help you determine what your monthly mortgage may be.

But remember that besides the mortgage, buying a home includes additional one-time payments that can quickly add up, including closing costs, legal fees and other expenses associated with buying, such as a house inspection. And don’t forget about moving fees or home improvements.                          By Michelle Higgins NY Times

FOR SALE 2426 W ROSE LN, Phoenix, AZ 85015 $237,500

FOR SALE 2426 W ROSE LN, Phoenix, AZ 85015 $237,500

 10+! Immaculate,updated w/quality&good taste throughout! Near perfect gem that will win the hearts of picky buyers!Wood+ travertine,no carpet! Eat in kitchen has updated cabs,counters, stainless tile backsplash, upgraded appliances! flows to lvrm/ grtrm, In back of hm is family rm/ flex space,looks to manicured grass back yd, gd sized cov patio,all slab newly cool decked, block fence,pro landscape has auto water system!Remodeled baths are sharp, spacious bedrms, all updated fans, blinds, lighting,& doors, inside laundry room+ lg storage rm.Roof replaced last hail storm. Truly a knock out buyers will feel the solid value exceeds asking price. Nationally awarded schools, Shady park,pool,tennis,soccer, basketball,dog park a block away! A turn key! 

Call Linda Wieczorek 602.391.8246

The advantages of townhouse living

Looking for an affordable property that checks all the boxes? Then you may wish to consider a town home. A more affordable option than a standalone house, town homes are low maintenance and still offer you with plenty of indoor and outdoor space for living. For many buyers, this is the best of both worlds.

Most of us think we know about townhouses: They're glorified apartments. They're houses squished together so hard they share walls. They're ruled by iron-fisted homeowners' associations who will force you to dye your dog to match your window shades.

Here are the top six reasons why more buyers are now opting for townhouses.

#1 An affordable housing option

Price is one of the greatest advantages for town home living. When compared with a house with the same number of bedrooms, townhouses offer incredible value for money. Given that town homes are a more affordable option that suits most lifestyles, many buyers are able to purchase a town home in convenient locations where they may not be able to afford a house. 

#2 Low-maintenance living

Not everyone wants to spend all weekend on maintenance around the home, and this is a big part of the appeal of townhouse living. You can enjoy a home all over the Valley from one to three bedrooms and an outdoor area, without spending your free time tending to a large yard. Town homes require little maintenance but the inclusion of an outdoor courtyard ensures you can still entertain, have a small garden or provide the kids with a secure space to play.

 #3 A place for downsizing

When your children have left home, downsizing makes a lot of sense, but not everyone wants to move into an apartment. Townhomes are an ideal alternative when you are ready for something a bit smaller, as you can still have plenty of living space and spare guest rooms, but with minimal maintenance. This suits a lot of people as they approach retirement and want to spend more time away from home travelling.

                        Owner Occupied Housing Rehabilitation Program. HOME Repair HELP!

Home Repair HELP  The Owner Occupied Housing Rehabilitation Program (OOHRP) provides financial assistance to eligible low to moderate income homeowners citywide for emergency home repairs and/or to address health and/or safety hazards. The program may also address non-emergency home repairs to stabilize critical home systems such as electrical, mechanical, plumbing, and roof systems. The assistance is the form of a zero percent (0%) interest, forgivable loan and is secured by a lien on the primary residential property. 

Lower Price, Owner wants this Red Brick Sold $207,000

2402 W Whitton AVE, Phoenix, AZ 85015

$207,000

 Take a look at this Red Brick Beauty, in the neighborhood of Red Brick homes know as SIESTA TERRACE {A MUST SEE). Remolded 3/2 with Diving Pool.House maintains it charm w/ original tile baths,additional 360'sf of living space. NO HOA! UPDATED kitchen w/newer cabinets and granite counters,custom exterior doors, newer roof 4/2011;HVAC 12/2011;back patio roof 4/2012; block fenced back yard with RV gates. Open concept from Living-to-Dining-to-Family Rm provide excellent flow for entertaining and relaxation. Mstr Suite with attached Mstr bathroom rare for a Vintage PHX home!CONVENIENT TO PHOENIX COLLEGE & ENCANTO PARK, minutes from the I-17 I10 , easy commute downtown Phx. Close to shopping,ASU Downtown Campus, Hospitals. This Red Brick neighborhood is stirring w/ Pending Historic Status 

Like to view Call Linda 602.391.8246

How to Punch Up a Modern White Living Room

New This Week: How to Punch Up a Modern White Living Room

Consider these easy combinations to bring personality, color and texture to your neutral backdrop

Mitchell Parker July 8, 2016

Houzz Editorial Staff. Home design journalist writing about cool spaces, innovative trends, breaking news, industry analysis and humor.

A lot of people gravitate to a modern-style, all-white decor scheme to create light, bright and open living spaces. That’s because the approach awakens the senses and promotes a feeling of freshness. Who wouldn’t want that in a room where you often socialize? But all-white schemes, if left to their own purity, can come off feeling a bit too bright and, let’s be honest, boring. 

To temper this downside, designers pull in hits of color, texture and personality through accessories and furniture to energize the neutral backdrop. Here, three living rooms that begin with crisp white walls and bright white sofas get some much needed punching up.

Hogue Interior Design LLC

1. Stone + Jute + Trim + Plant

Designer: Michelle Hogue of Hogue Interior Design
Location: Westport, Connecticut
Size: 374 square feet (34.7 square meters); 22 by 17 feet 

Homeowners’ request: A neutral and fresh color scheme that supports entertaining 

Punch-up: Oversize Belgian bluestone surround and hearth plus fiddleleaf fig for color; jute rug and simple trim for texture; different shades of white on walls, ceiling and trim for depth 

Special feature: Wall of doors connecting the interior to a covered porch, terrace and pool 

Designer secret: “Minimize or eliminate the mantel,” says designer Michelle Hogue. “Let the stone surround be the focal point of the fireplace.” 

“Uh-oh” moment: “We struggled with whether or not to paint the fireplace wall a different color, or possibly apply a Venetian plaster,” Hogue says. “In trials, the darker color on this wall helped to ground this space, but it competed with the Belgian bluestone surround. Painting all of the walls the same color visually made the space feel larger.”

Also on the team: Bluewater Home Builders; Anthony Tartaglia (architect); Meridith Baer(stager)

Surround and hearth: Belgian bluestone with custom trim; paint: Penthouse (walls), White Dove (ceiling) and Winter White (trim), all Benjamin Moore; trim: custom, Bluewater Home Builders and Hogue Interior Design

See more of this home

Katie Martinez Design

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2. Pattern + Natural Wood + Rug

Designer: Katie Martinez of Katie Martinez Design
Location: San Francisco
Size: 370 square feet (34.4 square meters)

Homeowners’ request: Turn a two-bedroom attic space with a dropped ceiling into a relaxed and comfortable family room with a raised ceiling 

Punch-up: Patterned pillows and books for color and personality; natural wood for warmth; rug, throw pillows and blanket for texture 

Special features: Painted wood ceiling boards; large window; slipcovered sofa for easy cleaning

Why the design works: “We maximized the amount of lounge space in the room with the big sectional, soft rug and lounge chair,” says designer Katie Martinez. “We were also able to orient the sofa toward the TV and the window. There weren’t any flat walls in the room, so we got creative with the built-in bookcase and window wall so it could accommodate both.”

Designer secret: “Natural light and views always make a room,” Martinez says. 

Also on the team: Aubrie Pick (photographer); Silvestre Vera (contractor); J Style At Home (cabinetmaker); Integrand (engineer)

Paint: Super White, Benjamin Moore; sofa: Eilersen; coffee tables: Blu Dot; lounge chair: Design Within Reach; rug: Restoration Hardware; floor lamp and pouf: Serena & Lily; pillows: Non-Perishable Goods and Sue Fisher King

See more of this home

Park and Oak Design

3. Sisal + Metal + Leather + Plant

Designers: Renee DiSanto and Christina Samatas of Park and Oak Design
Location: Glen Ellyn, Illinois 
Size: 440 square feet (40.9 square meters); 22 by 20 feet

Homeowners’ request: A mostly white scheme for a fresh, clean look 

Punch-up: Sisal rug for texture; metal-and-glass coffee table for shine; fiddleleaf fig for color; brown leather pillows for warmth

Special feature: Outdoor fabric on the sofa 

Designer secret: “I think focusing on textures is what made this room a success,” says designer Renee DiSanto. “Sometimes a space calls for bold colors or a lot of pattern, but we wanted this space to be simple and relaxed but still interesting.”

Sofa: Restoration Hardware; sisal rug: Pottery Barn; cowhide rug: CB2; coffee table: Williams-Sonoma Home; pillows: Schumacher; wall paint: custom blend, Benjamin Moore

See more of this home

Homemade Garlic Pickles

Just made Homemade Spicy Garlic pickles - so fresh and have just the right amount of dill, garlic and hot peppers. Looking forward to enjoying along-side a  Smith's   Hotdog's that I just brought back from Erie, PA. smuggled in suitcase wrapped in ice pack..  













Recipe 
3.5 cups of water
1 1/4 cup vinegar distilled white 
1 cup of sugar
1 tbs salt 
1 tbs spoon mustard seed
- enough small cucumbers spears for 2 large canning jars full.
15 garlic cloves peeled and cleaned 
1 bunch of fresh dill 

Stir water, vinegar, sugar, salt mustard seed  together in a saucepan, bring to boil slowly, remove from heat and cool. 

Combine cucumbers spears, garlic and dill in the two large glass jars. poor cooled mixture over cucumbers. Seal container with lid and refrigerate for 3 days . Then Ready to Eat!

FOR SALE NEW Listing 2402 W Whitton AVE, Phoenix, AZ 85015

2402 W Whitton AVE, Phoenix, AZ 85015

Open House 07/31/2016 @ 12 PM-3 PM 

$218,000

 Take a look at this Red Brick Beauty, in the neighborhood of Red Brick homes know as SIESTA TERRACE {A MUST SEE). Remolded 3/2 with Diving Pool.House maintains it charm w/ original tile baths,additional 360'sf of living space. NO HOA! UPDATED kitchen w/newer cabinets and granite counters,custom exterior doors, newer roof 4/2011;HVAC 12/2011;back patio roof 4/2012; block fenced back yard with RV gates. Open concept from Living-to-Dining-to-Family Rm provide excellent flow for entertaining and relaxation. Mstr Suite with attached Mstr bathroom rare for a Vintage PHX home!CONVENIENT TO PHOENIX COLLEGE & ENCANTO PARK, minutes from the I-17 I10 , easy commute downtown Phx. Close to shopping,ASU Downtown Campus, Hospitals. This Red Brick neighborhood is stirring w/ Pending Historic Status 

Like to view Call Linda 602.391.8246

Looking for Container Gardening Ideas?

Container gardening is great for gardeners of all ages and skill levels. Containers are easy to water and weed, can be moved to different locations for sun or privacy, and they add pizzazz to small spaces. They’re terrific accents for decks and patios, and add a welcoming touch of curb appeal to entryways. Ready to be inspired? Check out our slideshow for container gardening ideas.  Read the full article 

Boy do I know about gardening in a small space, I live in a Town home and I guess I am lucky to have some space. 

The picture below and to the right is my PATIO, and it does need some HELP.

 I am always looking for ideas to improve my patio, my small outdoor space. This article helped. 

15 Indoor Garden Ideas for Wannabe Gardeners in Small Spaces

15 Indoor Garden Ideas 

for Wannabe Gardeners in Small Spaces

 I live in Central Phoenix in a town home, I am always looking for ways to garden in my home or on my Patio.  

No patio? No problem. You can still build a lush summer garden inside your four walls, no matter how much living space you have. We've rounded up more than a dozen indoor garden projects that take shape in new and different ways – growing up, hanging down, or simply making use of otherwise unused space. 

READ it right here.

Want your Phoenix Home Sold by Summer?

I think it's time to Sell!

I think it's time to Sell!  

The months of March, April, May and June is always a peak time for Phoenix the Valley of the Sun's Real estate sales, and this year even stronger. Interest is High and Inventory is Low. The demand and prices are high. Like many Phoenix home owners you may be thinking, it looks like now may be a good time to sell your Phoenix home and indeed it is.

Typical sale timeline:

A. Select a Realtor (1 week)

B. Shine up the property (2-4 weeks)

C. Valuation, contract, photography (1 week)

D. market time (3-6 weeks)

E. Escrow (4-5 weeks)

So if you are a Phoenix home seller hoping to capitalize on this strong spring market, the bad news is that you’re out of luck. But if you start today, you can get the house in front of our very busy July crowds, enjoy one more summer in your Phoenix home, and have it completely sold before you put the turkey in the oven! 

Contact Linda Wieczorek 602.391.8246

Arizona Elite Properties

Phoenix Town house Condominium REAl Estate Update

Face Book Page 

The Real estate market has been HOT Spring 2016  and Phoenix Town Houses is also HOT, the community includes over 150 townhouses 2 bedroom 3bedroom and 4 bedroom. The community sits between 15th Ave and 17th Ave N. of Indian school & between Campbell and Hazelwood.

 Due to its proximity to downtown Phoenix and the Melrose  WoodLea Historic Neborhood, M7 the little eclectic haven. Phoenix Townhouses is a very short walk to M7, PTH community is a GREAT buy, walk to the light rail /  bus route,  close to 117 and I10 interstate  and the array of restaurants in the area. 

The last 6 months 14 listings have been on the market 4 ACTIVE 2 PENDING and 8 SOLD

If you are interested in viewing call Linda Wieczorek 602.391.8246 

Great First Impression When Selling Your Home Part 8

Preparing Your Home or Condo For Sale 

Part 8 of 8

Preparing Your Home For Sale - Thinking about selling you home? A Few Helpful tips: 
The key to selling your house or your condo is a "Great 1st impression".  First impression Matters! 

DAY OF SHOWING  - OK it's Show Time! 

◊ Open all drapes and curtains
◊ Leave porch lights on at night to showcase
◊ Avoid cooking a meal that would leave distinct
odors
◊ Keep all pets in an area away from prospects
◊ Keep children occupied in one room
◊ If possible, leave the house while being shown
◊ Give brief polite answers if asked a question
◊ Allow your agent to show
◊ Allow your agent to negotiate

If you'd like to know more about preparing your house for sale or would like a free, no obligation room-by-room review of a home your thinking about selling please give me a call or message Linda Wieczorek  602.391.8246